GuidesHow much does bookkeeping cost?
How much does bookkeeping cost?
Bookkeeping does not have a single price. It depends on workload, scope, and how clearly fees are agreed. Below are typical drivers and indicative ranges for Finnish SMEs — not promises or averages.
What drives the price?
Firms usually price by workload and responsibility. More vouchers, exceptions, and advice means more time.
- Monthly voucher volume — invoices, receipts, statements, and manual entries
- Payroll — number of employees, pay types, and filings
- Company form — a sole trader is often lighter; a limited company adds year-end and admin work
- Annual accounts and tax return — often a separate yearly fee or package
- Software — digital accounting vs paper/Excel
- Advice and reporting — booking only vs interpretation and support
How to read offers
Compare annual total cost, not only the monthly fee. Ask what is included: VAT returns, year-end, payroll, software fees, and extras.
Ask for written assumptions: voucher volume, employees, and division of work. If assumptions do not match your reality, the price is not comparable.
Indicative price ranges
Typical, conservative estimates excluding VAT. Your actual offer depends on your situation. These are not promises from Tilitoimistotori.fi or any firm.
Small sole trader, low volume, no payroll
Many typically pay €70–110 / month when records are clear. More active sole traders cost more.
- about €50–150 / month
Small limited company, moderate volume
Monthly bookkeeping without extensive advisory work. More in complex cases.
- about €100–300 / month
Payroll (add-on)
Or a fixed package; complex pay raises the price.
- often about €10–25 / employee / month
Annual accounts and tax return, small Oy (yearly)
More in complex situations. A sole trader’s year-end is often cheaper.
- about €300–800
Tips before you decide
- State voucher and employee counts realistically — underestimates show up later as extras.
- Ask what is billed separately (advice, corrections, late materials).
- Check software fees: included in the firm’s price or paid to the vendor.
- Ask for a first-year total cost estimate, not only the first month.
Frequently asked questions
Why do monthly fees vary so much?+
Because workload, scope, and responsibility differ. The cheapest monthly fee may exclude year-end, payroll, or advice.
Is year-end usually included in the monthly fee?+
Often not. Many firms bill annual accounts and the tax return separately or as a yearly package. Always confirm in writing.
Can I estimate price without an offer?+
Roughly, if you know vouchers, payroll, and company form. An exact price needs the firm to see your situation.
How does Tilitoimistotori.fi help with pricing?+
You can send a free enquiry and compare offers for your situation. We do not promise a specific price.
Want comparable offers?
Tell us your needs in a short form. We forward your request to up to three suitable firms — with no obligation.